Mortgage Pricing Software Analyst

Paladin Consulting is currently hiring a Mortgage Pricing Analyst to join our team working onsite at our client's office located in Dallas, TX.

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Job Title: Mortgage Pricing Software Analyst
Work Location: Dallas, TX
Duration: 6 month contract with option to hire
Education/Experience Required: 3+ years of experience in the mortgage industry, required

Job Description & Responsibilities :

We are hiring Business Analysts with deep mortgage domain expertise who can translate underwriting and pricing guidelines into rules-driven software logic, support client implementations, and own quality control of complex decisioning configurations.

This role sits between mortgage operations and enterprise mortgage software (underwriting & pricing engines, LOS integrations, rules engines). Primary duties include:

• Translate investor/client underwriting and pricing guidelines into system rules
• Configure, test, and validate decisioning logic in proprietary engines
• Review policy and guideline updates and implement system changes
• Map pricing and eligibility data into the platform
• Support client implementations, new programs, and go-lives
• Gather business requirements from clients and internal stakeholders
• Troubleshoot edge cases, discrepancies, and complex scenarios
• Recommend product and process enhancements based on real-world usage
• Provide consultative support to the Product Management team and Development teams when designing new features and functionality that relate to pricing engines
• Meet with clients and/or vendors remotely through video conferencing, phone and/or in person to gather requirements specific to their operations and respond to client questions and address discrepancies

Skills & Qualifications :

• College degree (preferably business) or equivalent experience
• 3+ years in mortgage operations, capital markets, lock desk, or secondary marketing related roles
• Experience using web conferencing tools, preferably Microsoft Teams.
• Experience in one or more of:
  • Underwriting, configuring, and writing guidelines
  • Secondary marketing/pricing
  • Loan processing/funding in the secondary market, Best Efforts, Mandatory and Hedging
  • Mortgage operations/credit policy
• Prior exposure to:
  • Automated underwriting systems and LOS platforms (Calyx, Encompass)
  • Experience with product & pricing engines such as Optimal Blue, Meridian Link, LoanScorecard or similar required.
  • Rules-based systems, decision engines, or configuration-heavy platforms
• Experience with video conferencing tools, MS Teams preferred
• Proficiency in Microsoft Office and other Windows-based applications
• Thinks in rules, logic, and edge cases ( "if/then thinking)
• Deep comfort with mortgage guidelines and scenarios
• Detail-oriented and quality-focused
• Can communicate clearly with both clients and internal teams
• Enjoys translating messy real-world policy into clean system logic

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